Have you ever wondered why someone would choose a cash-pay physical therapy (PT) clinic over a traditional, insurance-based physical therapy clinic?

In this blog series, we will be discussing many (sometimes surprising) benefits of choosing cash-pay physical therapy over a physical therapy company that accepts medical insurance. Today, we will summarize the major attributes of cash pay physical therapy that set it apart from insurance-based physical therapy, and then we will break down each topic in more detail in the following weeks. 

But first…

What is cash pay physical therapy?

Cash-pay physical therapy is an alternative business model where patients pay the provider directly at the time of service, bypassing insurance company protocols and requirements. This form of PT is not hindered by insurance delays, denials, authorizations, or coding. Sessions focus on one-on-one time with a licensed doctor of physical therapy rather than high-volume, insurance-dictated care.

Benefits of Cash-Pay PT

Cash pay PT is different from insurance-based PT for many reasons, including but not limited to: 

  • Quicker time on average to get in for an evaluation
  • Ability to treat the whole person without insurance companies dictating what is and isn’t allowed
  • No delays in care due to insurance authorization or visit limits
  • Direct communication with the clinic, and often with your provider
  • 60 minute, one-on-one sessions, every time
  • Consistency in care (always see the same Doctor of Physical Therapy)
  • No surprise bills; cost per visit is the same no matter what treatments, modalities, or techniques are used
  • Less visits on average needed to achieve goals
  • An option to submit a super bill to insurance
  • Patient and provider autonomy allows for patient-centered care to be achieved

We will be providing more details on each of these topics in the weeks to come. Stay tuned!

If you are interested in seeing the difference for yourself, call or text us today to set up an evaluation. (423) 228-8120

Elite Muscle Recovery Team

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